摘要
P2P金融借贷是互联网金融系统中的重要构成部分,基于生态学范式,阐释P2P互联网金融生态系统的概念及特征,分析P2P互联网金融生态系统发展中存在的主要问题,从全面培养金融生态主体、创建良好金融生态环境、加大网络金融监管力度等路径,建立P2P互联网金融生态系统发展的有效政策。
P2 P financial lending is an important part in the financial system. This paper, based on ecology paradigm, explains the concept and characteristic of P2 P Internet financial ecological system, analyzes the main problems existing in the development of P2 P Internet financial ecological system, and puts forward the paths and effective policies for establishing the development of P2 P Internet financial ecosystem as the following:comprehensively training financial ecological principals, creating a good financial ecological environment, increasing the network financial supervision and so on.
引文
[1]王婷婷.营造良性的互联网金融生态环境——评《互联网金融生态优化研究》[J].金融博览:财富,2017(9).
[2]刘曦子,陈进,王彦博.互联网金融生态圈构建研究——基于商业生态系统视角[J].现代经济探讨,2017(4).
[3]陆岷峰,虞鹏飞.互联网金融生态系统建设与运用研究——基于仿生学原理在互联网金融发展中的应用[J].西南金融,2017(1).