中德长期护理保险制度对比及对我国的启示
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摘要
对中德两国长期护理保险制度在保障对象范围、融资制度、给付方式及内容和基金成本控制等方面进行对比。与德国相比,我国的长期护理保险覆盖范围比较狭窄、筹资渠道相对单一,且给付方式及内容也存在一定差距。应当从保障范围、融资制度、给付方式及内容和成本控制等方面完善我国长期护理保险的制度设计,以提高资源使用效率并实现护理基金财务运作的可持续性。
With the implementation of pilot areas in China, the scope of protection, financing system, payment methods and content and fund cost control and other aspects of the long-term care insurance system were compared between China and Germany. Compared with Germany, the scope of protection of China's long-term care insurance system is relatively narrow, the financing channels are relatively single, and there are also some gaps in payment methods and content. It's suggested to perfect the system design of China's Long-term Nursing Insurance from the perspectives of protection scope, financing system, payment methods and content, fund cost control and so on, so as to make nursing resources more effectively and achieve the financial sustainability of the fund.
With the implementation of pilot areas in China, the scope of protection, financing system, payment methods and content and fund cost control and other aspects of the long-term care insurance system were compared between China and Germany. Compared with Germany, the scope of protection of China's long-term care insurance system is relatively narrow, the financing channels are relatively single, and there are also some gaps in payment methods and content. It's suggested to perfect the system design of China's Long-term Nursing Insurance from the perspectives of protection scope, financing system, payment methods and content, fund cost control and so on, so as to make nursing resources more effectively and achieve the financial sustainability of the fund.
引文
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[6]刘芳.德国社会长期护理保险制度的运行理念及启示[J].德国研究,2018,33(1):61-76.
[7]谢保群.德日韩三国护理保险制度比较及启示[J].医学与哲学(人文社会医学版),2011,32(10):47-49.
[8]郝君富,李心愉.德国长期护理保险:制度设计、经济影响与启示[J].人口学刊,2014,36(2):104-112.
[2]郑大喜,肖亚琴.新医改形势下构建我国老年人长期照护体系的思路探讨[J].医学与社会,2011,24(3):12-14.
[3]董琳.不同模式长期护理保险制度比较分析[J].卫生经济研究,2011(6):40-43.
[4]尹思思,宋艺航,高丽敏.人口老龄化背景下长期护理保险制度构建探析[J].中国卫生经济,2016,35(7):19-22.
[5]郝君富,李心愉.德国长期护理保险:制度设计、经济影响与启示[J].人口学刊,2014,36(2):104-112.
[6]刘芳.德国社会长期护理保险制度的运行理念及启示[J].德国研究,2018,33(1):61-76.
[7]谢保群.德日韩三国护理保险制度比较及启示[J].医学与哲学(人文社会医学版),2011,32(10):47-49.
[8]郝君富,李心愉.德国长期护理保险:制度设计、经济影响与启示[J].人口学刊,2014,36(2):104-112.